Global Policy Fellows Program: Lessons Learned

Describes IHEP's program to create a global network of higher education policy analysts and researchers to address issues of access for underserved populations. Presents thematic findings from six countries and recommendations for effective collaboration

The Future of Private Loans: Who is Borrowing, and Why?

Examines developments in private loans within the student lending industry, characteristics of loan borrowers, and trends that might impact the growth of private loans in the future

From Aspirations to Action: The Role of Middle School Parents in Making the Dream of College a Reality

Looks at the number of parents who have taken steps to prepare for their children's college education by the time their children are in middle school

Higher Education in Michigan: Overcoming Challenges to Expand Access

Examines in detail the barriers to higher education in three underserved Michigan communities, and recommends options for improving access at the state level, coordination among institutions, healthcare training, public transportation, and affordability

Student Aversion to Borrowing Who Borrows and Who Doesn?t

A basic tenet of the Higher Education Act?that no one should be denied the opportunity for an education because of a lack of money?is just as relevant today as it was in 1965. However, for millions of students, the increasing cost of a college education, combined with lower rates of growth in grant aid, have resulted in additional reliance on student loans to pay for college. The large and growing role of student loans introduces a concern that an aversion to borrowing could be limiting college enrollment choices for some students. This report investigates this possibility by highlighting the characteristics of undergraduate students who are least likely to borrow, using a number of quantitative demographic and enrollment characteristics as well as information from interviews with students and financial aid administrators. It presents a clear picture of the borrowing patterns of students who choose to enroll in college and provides suggestions about why certain students may not borrow, even when borrowing seems to be a logical choice